This is a more complicated question then being answered. It sounds as if you exercized your statutory right of redemption and borrowed money to buy out the redemption. If you have the asset your (home) never left your hands and that you own it free and clear of the mortgage that foreclosed on it. If my assumptions are correct you can transfer the property today provided the Trustee has closed the estate.
For most assets (there being certain unusual exceptions, like the receipt of inheritance proceeds), the day after the bankruptcy filing would work. You don't have to wait until a discharge is granted or even really the hearing.
You are free to purchase any assets the day after you file bankruptcy. The six-month window is only for inheritances, life insurance proceeds and property received in a divorce. That window opens the day the bankruptcy case is filed and closes 180 days later.
Please note that THESE COMMENTS ARE NOT INTENDED AS LEGAL ADVICE and are for informational purposes only. This response is not intended to create any attorney-client relationship and is only based on the limited facts given. The response might change should additional facts be learned and should not be relied on as legal advice. Robert Wright is a licensed attorney in Michigan and Florida. It is recommended that you consult with an attorney licensed in your location who can properly assess your situation, after hearing all pertinent facts, prior to taking any action based on the foregoing statements. Sincerely, Robert E. L. Wright, MA, JD Attorney, Arbitrator & Mediator Grand Rapids, MI 49503 email@example.com
The other answers are correct but incomplete. If you redeem the property you run the risk of the trustee later claiming your right of redemption. There is no actual limit to the time that the trustee can make this claim, however if your right of redemption was exempted and the trustee has abandoned the claim then the other answers are correct.
On the other hand if you purchase an asset, say a different home, or if someone buys the home after the redemption period and then sells it to you, then there is no issue even if that took place the minute after the BK was filed.
In summary any new assets you purchase are free of any possible claim from the trustee who only has claim to assets of the Bankruptcy estate. Technically even the mentioned inheritance issue is only true because the law specifically provides that it becomes part of the BK estate. Hope that helps. Generally though I would exercise extreme caution before redeeming the property and would recommend you get in touch with your BK attorney.