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What is the discharge limit in Ca. for recently incurred credit card debts?

If a person had paid for car repairs in excess of $1200 the month before filing for Chapter 7 would it be covered or not?

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Attorney answers (1)

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I am uncertain of the situation. If you have paid for the car repairs with cash, then there is no debt to discharge.

If it was paid for with a credit card (or the like) and there was no fraudulent intent then it is dischargeable, if there was fraudulent intent then it is not.


Warm wishes,



Robert Kovacs

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