My stepdaughter was in an accident. She got drunk, took a car without permission, with a passenger & wrecked the car into school property. We live in a small town & the officer on scene did not to file a report. He felt she had learned her lesson. Now, 2 years later, the insurance company has demanded a police report so they have charged her with a smaller offense of felony unauthorized use of a vehicle. Trying to avoid the DUI charge. If she pleads not guilty, there will be a trial & investigation and she could be charged with several more things. What happens if she pleads no contest or guilty?