Mutual non-legal separation for 12 yrs, married 30 years. I am retired 3yrs ( age 67 yrs) . Wife, (age 56) has college degree in education, just quit job and not eligible for UIB, but is physically able to work. She wants divorce to claim my pension, SSA, savings & alimony. No joint accts or property for 12 yrs. Children are adults. What is likely division of assets?