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What is considered a dual entry on a credit report?

Dallas, TX |
Filed under: Credit score

On my credit report is an entry from the original creditor and an entry from a debt collector for the same account. Is this dual entry allowed?

Attorney Answers 1


  1. Yes, but if the debt has been sold then the original creditor's tradeline should show a zero balance and "account sold or transferred" or the like.

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