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What is a notice of settlement received from a law firm on behalf of a credit card company, state of CA

I received a notice of settlement of entire case from a law firm that I agreed to make payments to for a credit card? I was late a few times. Does this mean I am being sued? I don't understand what I am supposed to do.

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Attorney answers (2)

Reputation Level 14
I'm not sure what a "notice of settlement of entire case" is. If it's not a summons or complaint, you're probably not being sued. If it doesn't indicate that the matter is being referred to arbitration, it probably isn't such a referral. If it's an offer to settle the case for a lump sum less than what is due, that's what being offered.

Brett Weiss
brett@BankruptcyLawMaryland.com
www.BankruptcyLawMaryland.com

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The Small Print: This response is for discussion purposes only. It isn't meant to be legal advice and you shouldn't treat it as such. If you want legal advice, speak with a local lawyer familiar with your state's laws who can review *all* of the facts and the law applicable to your situation.
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Reputation Level 19
Sounds like either a scam or a debt collector dodge. If it is not in plain English call the credit card company and demand an explanation.

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