Are you referring to a sworn financial statement furnished to a financial institution? Or, are you referring to financial information statements commonly used in divorce court in family law cases? Non marital debts are generally debts that you brought into the marriage, i.e., debts existing prior to marriage.
I am not intending this to be legal advice, because I don't know the particulars of your situation. Call me if you would like to discuss this or other isues.
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