Skip to main content

What if I was caught by police on 10/25 for speeding and purchased insurance after get back home the same day?

Columbus, OH |

My insurance was canceled on August and after caught by police I purchased the insurance as soon as I get back home. Would that be serious? What's the penalty? I am in Columbus OH.

Attorney Answers 4


  1. Since you were driving without insurance at the time of the incident, you could be charged for that too. Buying it after the fact is not likely to work since the ticket has a time on it and so will the insurance binder. They might miss it but I would not count on it. I'd get a lawyer to fight the speeding ticket and, if necessary, the driving uninsured. Maybe a deal can be made.

    The information provided is for general informational purposes only and is not intended to be legal advice. I am only licensed in the Commonwealth of Pennsylvania and I am not providing you with specific legal advice. The law changes frequently and varies from jurisdiction to jurisdiction. Being general in nature, the information provided may not apply to any specific factual and/or legal set of circumstances and/or the jurisdiction where you reside. No attorney-client relationship is formed nor should any such relationship be implied. The information provided is of a general nature is not intended to substitute for the advice of an attorney, especially an attorney licensed in your jurisdiction. Your question, although you may believe is simple, it is not simple. You require legal advice, please consult with a competent attorney licensed to practice in your jurisdiction.


  2. If you're trying to commit fraud that is bad. Insurance typically does not help with a ticket for speeding, but driving without insurance is cause for a ticket by itself. If you were not ticketed for the no insurance, pay your speeding ticket and count yourself lucky.

    Every legal matter is fact specific, and there are often nuances in every case. This is intended for comment only, and does not create an attorney client relationship.


  3. Often an attempt to deceive personnel at the clerk's office or Bureau of Motor Vehicles leads to an additional charge- False Info to Mislead a Public Official. You have to defend against the speeding charge itself and try to work out a resolution that can preserve your license and/or allow you to be granted broad privileges during any suspension. Contact me with any further questions.

    Yousef M. Faroniya
    84 S. 4th St.
    Columbus, Ohio 43215
    O: (614) 360-1855
    F: (614) 859-5016
    yousef@ymfincorporated.com
    YMFincorporated.com