What happens when a brother and sister have a survivorship deed but the brother has the va loan mortgage and he is deceased

The decedent has a son can he assume his father's part of the home?

Temple Hills, MD -

Attorney Answers (2)

Thomas C Valkenet

Thomas C Valkenet

Construction / Development Lawyer - Baltimore, MD
Answered

Upon death, the dead person's interest automatically passes to the survivor. There is nothing for the son to inherit, here.

And if the loan is in just the decedent's name, it is a claim against the estate. But if the survivor also signed the mortgage lien instrument, the property is pledged as security and can be foreclosed.

You do need a lawyer to review your documents and walk you through this.

Mark Alan Mackin

Mark Alan Mackin

Real Estate Attorney - Helena, MT
Answered

Yes, you should have legal help. Even one little detail could alter who gets what. Best to know the score so that even if you get nothing, you do not wrongly resent someone in the family.

DISCLAIMER: The forgoing comment is for general educational purposes only, and is not legal advice upon which the... more

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