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Asked 8 months ago - Warrenton, VA
FlagI am in the midst of a Chapter 7 bankruptcy. I filed the paperwork about 6 weeks ago and have had the 341 meeting. Recently I received a copy of the Notice of Need to File Proof of Claim that was sent out to my creditors. Since all of my creditors are either credit card companies or the collection agencies that took over after charge offs, what happens if no one files such a claim in the time specified?
In some instances, it may make sense for you or your attorney to file a proof of claim on behalf of a creditor that has not done so on their own. For example, claims that cannot be discharged can be paid from the proceeds, such as student loans, child support debt, priority tax debt.
Hope this perspective helps!
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