Answered
May 23, 2009 13:32.
I respectfully disagree with the previous attorney's answer.
In almost all foreclosure cases, the plaintiff bank will name an unknown spouse or unknown tenants of a subject property as defendants. This is done in case those people actually exist. If they do not exist, and the plaintiff bank learns about this usually through the service of process or through investigation otherwise, they drop those parties as they do not actually exist.
For you, this means the bank is getting closer to filing for summary judgment and putting your home up for sale. If you have not filed responsive pleadings or hired an attorney, NOW is the time to do so.