This was on credit report dated Aug. 6,2011
Chapter 13 Bankruptcy Attorney
I agree with the previous answer. Realize that a "charge off" is an accounting entry for the creditor. it does not mean that the debt has gone away or that the creditor or a collection agency cannot try to collect the debt from you.
1 lawyer agrees
Contracts / Agreements Lawyer
When a creditor charges off a debt, it only means that the creditor is no longer reporting that as a performing loan or an asset on its books. It has nothing to do with your liability on the debt.
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