what does a credit repair lawyer do?

These comments are made for educational purposes only and do not constitute legal advice. No attorney-client relationship exists between us.

You can do a lot by yourself. Start by getting credit reports from all the bureaus. Do not request them on-line because some have arbitration clauses buried in the terms of use. This is important if the bureaus fail to correct the error because you can't sue them if there is an arbitration agreement. Dispute any other errors and entries over 7 years old. The bureaus must investigate and send you the results. If the errors are not fixed you can sue the bureaus and/or any creditors which refuse to correct. That's when you need an attorney.