What comes after wage garnishment

Asked 10 months ago - Nicholasville, KY

A debt collector was awarded wage garnishment against me about a year ago. In the last year they have not received any payment because I work part time and do not make enough money. What will likely be their next step? Will they come after my property or my spouses income?

Attorney answers (3)

  1. Brett D Weiss

    Pro

    Contributor Level 18

    2

    Lawyers agree

    Answered . Unless it's a joint debt, they can't go after your spouse's income. They can attach bank accounts, may be able to place liens on your home and cars, etc. Speak with a local bankruptcy attorney for more information. You can find one at nacba.org.

    The legal analysis of any situation depends on a variety of factors which cannot be properly represented or... more
  2. Shaye Larkin

    Contributor Level 20

    2

    Lawyers agree

    Answered . They can levy your bank accounts and other assets. If you have more than a just a little debt you should consider bankruptcy as a solution. You can find a great attorney here on this website by clicking on the Find A Lawyer tab.

    The information provided herein does not create an attorney client relationship and is not a substitute for having... more
  3. Christine B. Adams

    Pro

    Contributor Level 20

    2

    Lawyers agree

    Answered . If you have property for the creditor to put a lien on they might, usually they will look to levy your bank account. You do not live in a community property state, so they cannot come after your spouses' income.

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