I signed a loan contract two weeks ago for my car. Today I received a call from the finance guy telling they can only get a loan for $25,000 which is $5,000 short. They now want me to go to my credit union and get a loan for the full amount. I also traded in a truck with negative equality. My truck has not been paid off yet. And I had to make another loan payment on the truck. Tags for the truck have been turned in. I also had to get a Maryland inspection on the new car which it failed ($87 + $20) Is this legal?