and my recorded abstract of judgment is junior to the HOA recorded lien? My purchased title report shows no other recorded liens/deeds of trusts. It is in my interest to preserve my lien on the condo because the equity in this property represents about 70% of the amount of my judgment. It has always been a rental property and never the owners primary residence. I spoke to a local attorney and he is not familiar with Home Owners Association foreclosure procedures and junior lien holder rights to cure a HOA lien assessment. If possible, I would like to payoff the assessment which would put me in the first lien position and be able to add that cost to my judgment. The amount of the assessment is about 8% of the judgment. I appreciate any legal citations to my question above.
HOA bylaws generally include procedures for resolving HOA disputes, which can include mediation or arbitration. For serious issues you may also file a lawsuit.
In many condominiums, subdivisions and other planned communities, an HOA maintains common property and sets rules limiting what owners can do on their property.
by attorney Barbara Stage
The problems homeowners encounter living in HOAs, COAs and mobile home parks. Introduction If I had to briefly describe Florida community... more