What does "discontinued with prejudice" mean in a letter from a debt collection agency?

Asked over 1 year ago - Brooklyn, NY

I had a payment plan with a credit card company back in 2010. I defaulted on that payment plan after three months of paying it. Today I received a letter saying that the creditor was "submitting a Memorandum of Law in support of its motion to voluntarily discontinue this action with prejudice" and that the Court should grant plaintiff such other and further relief as the Court deems just and proper. What does this mean please? Does this mean they are going to come after me some other way? I have been unemployed since 2010 and despite my efforts to find work, have been unable to. Please and thank you.

Attorney answers (4)

  1. Eric Edward Rothstein

    Contributor Level 20

    3

    Lawyers agree

    Answered . For some reason they are asking the Judge to close the case and the are giving up the right to bring it again.

    I am a former federal and State prosecutor and now handle criminal defense and personal injury/civil rights cases.... more
  2. Jayson Lutzky

    Pro

    Contributor Level 20

    3

    Lawyers agree

    Answered . Discontinued with prejudice means that the case is being discontinued and they will not be refiling the case ever. Unusual action but good for you.

    If this answer is helpful, then please mark the helpful button. If this is the best answer, then please indicate... more
  3. Vivek S. Suri

    Contributor Level 11

    3

    Lawyers agree

    Answered . This is great news for you. It means that once the Court grants the credit card company's request, the case will be withdrawn and they can never go after you for the money owed.

    The above answer is only for information. This answer and any response does not create an attorney-client... more
  4. Tregg Robert Lunn

    Pro

    Contributor Level 13

    2

    Lawyers agree

    Answered . Were you actually sued by the collector? That was not clear from you question. If sothen my colleagues are correct, this is good news for you. If you do not think you have been sued, you might want to double check with the Court, just to protect yourself.

Related Topics

Debt

There are different types of debt, but all involve one person (the debtor) owing money to another (the creditor). Terms of repayment are governed by a contract.

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