They want check our credit history , salary , employment record, income tax, everything .They say this is regular check.I want ask why they want to do this we are victims not criminals.Do I have to give them this autorization?
Criminal Defense Attorney
They suspect fraud. Have you made claims before? Next they may ask you to submit to an EUO (Examination Under Oath - similiar to a deposition). You have a duty to cooperate pursuant to your policy. If you don't comply Allstate will deny your claim and your only choice will be to sue and then a Judge will decide whether you failed to cooperate. If the Judge finds you didn't cooperate then you will lose.
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Your insurance policy is the contract that governs the parties' rights, so your best course of action is to hire your own insurance counsel to review your specific policy. They certainly do have the right o investigate your claim, and yes, your instincts are right, they're not sure if your claim is fraudulent, so there may have been something suspicious about it. Getting your own counsel will level the playing field.
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Personal Injury Lawyer
Consult with an attorney who can check what they are up to - do this BEFORE responding to their request. Contact an attorney ASAP
This is not intended to be legal advise or as legal representation. I am a California personal injury attorney . Be aware that every state has its own statute of limitations; and statutes & case laws that govern the handling of these matters.