I am pretty sure of a way to do it. But to adequately address this question you would need to disclose your total assets. However, depending on how much you have, your question might be to complex for this forum.
I am not an estate planning lawyer, but I know enough about it to say that at if you have substantial assets, you do not want to try an protect them on your own. Especially, in South Carolina because it is hard to protect your assets from creditors in this state.
I would considered consulting an estate planning attorney. If you have would likely have an average size estate, I would contact Lana Jamrosyk in Charleston 843-868-1198. If you have more substantial assets, I would call Alex Weatherly in Columbia (803) 932-1277.
You need to work with an Asset Protection / Estate Planning attorney. I suggest using a Wealth Preservation Trust or at the very least a Living Trust. The best time to set up asset protection is when your legal seas are calm. See Avvo.com under Find-A-Lawyer. Enter 'Estate Planning' or 'Asset Protection' then your nearest Metropolitan city area.
It is important to define your priorities: Elder Law Planning (related to eventual medical/nursing home bill), Estate Planning (tax, inheritance planning) and asset protection planning (eventual lawsuits). Very often, there is confusion about what you can achieve with legal tools as (revocable) living trusts and LLC’s.
As my colleagues already explained, a lot depends on your total exposed net worth (bank and brokerage accounts, primary residence and other investments) and your eventual exposure.
I recommend you to schedule a consultation with an attorney that has proven expertise in the area of asset protection planning.
Douglass Lodmell is the nations #1 Asset Protection attorney and has clients in all 50 states, protecting over $4 Billion in client assets. Answers given by him in this forum do not establish an attorney-client relation. He advises to seek a specialized attorney in the area of your interest for legal representation.