When people have a judgement against them, it is often times possible to settle the judgement for pennies on the dollar and have your creditor remove it. After 12 years, the creditor would likely be amenable to this.
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Christian's answer is completely wrong as to Georgia's suspension law. Apparently he's not a Georgia attorney. Since the debt is not collectable except by suspension, obviously they won't just take it off for the heck of it.
The license suspension in Georgia for an unpaid accident is for life (until you pay it off). You can only remove it by cutting a deal with the claimant (pay them) or by filing bankruptcy (if your type of accident is dischargeable - some, such as DUI's, are not). Talk to a bankruptcy lawyer as that may be a good option.
I am sorry for your distressing situation. Without knowing more about your specific situation, I cannot advise you specifically, but I suggest you contact an experienced local Georgia attorney and allow he/she to review the documentation of your case.
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