Waited for traffic to clear at stop sign & turn left to main St. Almost completed enter to main, motorcycle hit left end of my trunk. My car spun 2 times & caused total loss. He drove so fast that I cannot see him. Street limit is 35. He told his speed was 38 to 40. He lives in next St. (block) from accident. Normally we'll decrease speed when we approaching to the point. If he said he did decrease his speed he would be driving more than what he said. Right? But I received a letter from my Ins. said 100% at my fault b/c not enough damaged to my car & no witnesses. Please help me for fairness & what & how should I do? Thanks so much.
Personal Injury Lawyer
It seems you have no police report and no independent witnesses and you were making a left turn. So by these facts alone insurance companies will hold you liable. However the point of impact is in your favor. Let your insurance carrier handle it. If your injured, hire an attorney.
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Car / Auto Accident Lawyer
Sounds like the facts of your case are in your favor, but that the insurance is giving you a hard time. I would get in touch with any of us on this chat. We all provide free consultations.
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If you have collision coverage, you can make a claim and it doesn't matter whose fault the accident is. If you don't have that coverage, you can sue the other guy in small claims court for the damage to your car. Keep in mind that, assuming he was hurt, he is probably going to sue you. Your insurance company will defend you and no doubt it will try to argue that he was partially at fault, no matter what they are saying to you now.
If you were hurt, a local PI attorney will probably take your case and help you sort all of these things out.
Brain Injury Lawyer
Contact your insurance company and explain your position. Your insurance should handle the claim against you.
Problem here is you were bounded by a stop sign and the motorcyclist was not. You as the vehicle entering the roadway are under the duty to not enter until reasonably safe to do so. Speed on the other vehicle can be used to allege some contributory negligence on the motorcycle, but you will not escape the the underwriting assessment of 51% + fault.
Simply report it to your insurance company to resolve.