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vehicle ownership and insurance under NC state law, wife doesn't drive due to illness is she required to have insurance
New Bern, NC
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Posted about 1 year ago in Insurance
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Vehicle Ownership and insurance:
my wife & I bought a car, she doesn't drive, but is on insurance as owner, finance co wants her as a driver. But she doesn't drive due to medical reasons. So they are now saying deal can't go threw because of this. We bought this car 2 wks ago and they are now harassing us over her not being on insurance as a driver. Does anyone know if they can take the car back because of this. It never said in the contract she had to be driver.
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Answers (1)
Eileen E. Buholtz
This attorney is licensed in New York.
Posted about 1 month ago.
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Your question just came up on my screen and I expect the issue was resolved one way or the other. I expect the purchase contract required the owner(s) to have insurance. If your wife was a co-owner, she was required to have insurance. Her decision whether or not to drive the vehicle is a personal one and not one that the insurance company could use against her if she did drive the car and got into an accident. As an owner she could give someone else permission to drive the car and would want to have insurance protecting herself from being sued for the permissive driver's accident.
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