Considering filing chapter 13 only if state income tax liens for income tax years more than 4 years old can be avoided.
Chapter 7 Bankruptcy Attorney
Tax liens typically attach to all the property you own, not just your residence. So if you have a car, furniture, a 401K, etc. the exemptions you select will not apply to a tax lien and will be counted as property that the tax lien attaches on. Hope this perspective helps!