Based solely on the version you provide, it would appear that the truck driver/owner are responsible for the damage to your vehicle, You should probabley advise your insurance company even though you only have liability coverage, just in case the truck driver/owner later try to make a claim against you. You should also pursue a claim against the truck driver/owner through their insurance carrier, and if they delay or refuse your claim, go to court without letting an unreasonable amount of time to pass.
Trucks often have signs saying "makes wide right turns," so likely the driver never saw you as you were in his blind spot.
You definitely must report it to your carrier. You may also wish to make a claim with the truck insurer, although this will likely be a disputed liability situation.
Your best bet is to use your carrier.
Stephen L. Hoffman
Law Office of Stephen L. Hoffman LLC
This answer posted on Avvo is for informational and educational purposes only. There is no attorney-client relationship created or formed and you should not rely on this as legal advice. The suggestion is made that if you wish to protect your rights, you consult with an attorney immediately.
If the truck driver is listed in box one of the report, that is a go od sign for you. If it happened in Chicago go to CLEARPATH and order the full police report. It may be in your favor. Present a claim to the other insurance company.
You should get the police report and then notify the insurance company for the truck that you are pursuing a claim. The way you describe how the crash took place, it appears that the truck was at fault. You should speak with an experienced lawyer if the truck's insurer does not offer to settle your claim to your satisfaction. You should also contact your own insurance company just to be safe.
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