my car was a total loss on 5/5/2013 and my loan well the payoff was 13,500. my car insurance only gave me 12,500 and they send the check to my bank but the bank said they never got the check. so my insurance send a other check to them and i had to wait a month. after that they told me to wait for the gap which was other month. Now the gap just told me now 7/29/2013 they are not going to pay the rest. but the thing is that my bank charging me interest every day ($1 a day) and won't let me pay until the gap pays. My bank also said that the interest will only go away after gap pays them and not me. can they do that?