The at Fault driver already submitted claim to insurance and admitted being at fault can my vehicle begin getting fixed?

Asked over 1 year ago - Chicago, IL

A driver hit my vehicle and they were at fault. Unfortunately I was in between the renewal process of my own insurance so wasn't covered at the time. I immediatley updated everything and got covered the following morning which I know won't help the initial incident. Luckily, the at fault driver already submitted the claim to their insurer and admitted being at fault. I was not injured. However The damages will be costly I was already quoted for over 3000 to repair. Am I still able to utilize the insurers car rental service. And is the company still responsible for fixing my car even if I wasn't covered at the time? The only thing I want is my car repaired and perhaps a rental for the time frame it is being repaired. Can I still get those things through the other party's insurance company?

Attorney answers (7)

  1. Joseph Younes

    Contributor Level 14

    7

    Lawyers agree

    Answered . Yes, you are entitled to repairs and rental. The rental will only be for a reasonable time. If it is a substandard insurance company things will get complicated. Good Luck.

  2. Burton A. Padove

    Pro

    Contributor Level 16

    7

    Lawyers agree

    Answered . Your lack of insurance has nothing to do with the other party's responsibility to compensate you for your damages. Try and get direct billing to the insurer for the reasonable rental expense.

    Mr. Padove is licensed to practice law in Illinois and Indiana. He can be contacted at Burtonap@aol.com (219) 836... more
  3. Charles Joseph Michael Candiano

    Pro

    Contributor Level 20

    7

    Lawyers agree

    Answered . The short answer is yes.

    If this information has been helpful, please indicate by clicking the up icon. Legal Disclaimer: Mr.... more
  4. Stephen Laurence Hoffman

    Pro

    Contributor Level 20

    3

    Lawyers agree

    Answered . Yes.

    Stephen L. Hoffman
    Law Office of Stephen L. Hoffman LLC
    Chicago, IL
    773-944-9737
    Email: stephen@hofflawyer.com
    Website: www.hofflawyer.com
    Blog: www.hofflawyer.com/blog/

    This answer posted on Avvo is for informational and educational purposes only. There is no attorney-client... more
  5. George G. Burke III

    Contributor Level 11

    4

    Lawyers agree

    Answered . Yes. The other posters are correct.

  6. Clifford Horwitz

    Pro

    Contributor Level 11

    1

    Lawyer agrees

    Answered . Defendant is responsible for your losses. It is irrelevant whether you were covered under your insurance.

  7. Christian K. Lassen II

    Pro

    Contributor Level 20

    2

    Lawyers agree

    Answered . Yes

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