Repossessed my truck, is there any legal help I can get quickly in Fort Worth? I have 1 day before they auction it off. They want $6,000, it's worth over $40,000.
Generally, to get a vehicle back if it is covered by the UCC, you must pay what it takes to reinstate the loan, pay the loan off (refinancing it works here) or file a bankruptcy (though Chapter 13 is the only one that will allow you to get the car back and pay off the debt over a period of time).
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You can redeem by paying the full amount of the delinquency or file chapter 13 to stop the sale.