We fell on hard times and could no longer afford to pay the mortgage on our rental property. The bank has postponed the foreclosure 3 times and the tenants are fed up (understandably) and are now refusing to pay rent. However I cannot pay the HOA fees, home warranty, insurance, etc unless I receive the rent payment. The tenant thinks that we are scum of the earth and are hostile. Not that I blame them, it’s a terrible situation for them. We reduced the rent to ease the pain. We have been working through a property management company but now that the tenant is refusing to pay, prop mgmt is terminating their service due to 'inability to provide service'. I'd like to hire a local attorney to help me manage this. Sacramento area or El Dorado County, preferably - or through email would be great
If you miss too many mortgage payments, your lender can start foreclosure proceedings to take ownership of the property, but it has to follow your state's laws.
Landlord-tenant law is governed mostly by state laws, and covers issues like security deposit limits and deadlines, evictions, and the right to withhold rent.