My girlfriend and I purchased a home together almost a year ago. We do not have a contract of any sort. She put $10,000.00 down and I put $13,000.00 down. Our mortgage payment is $3500.00. I have been paying $2500.00 of the mortgage and she has been paying $1,000.00. We are both on the loan. She has decided to move out of the house because we are not getting along. She is still on the loan, do I owe her any money for leaving? Now, I'm responsible for the entire loan; can the courts make me sell the home? We refinanced the home recently and only have an equity position of 3%. If we sold the home we would both have to pay $20,000.00 each because the home has lost some of it's value. If I keep the home and make the payments even though she is gone, can she come back two years later and have financial interest in the home?