Received a letter from third party company asking for home insurance information. Apparently, an ex roomate is claiming personal injury when she lived with me over a year ago. Says that medical services where performed due to the injury. Don't recall any injury nor her advising me of such when she lived with me.
If you have homeowners or renter's insurance if you are a renter, turn it over to your insurance company and they will hire a lawyer and defend if they can't settle the matter. Tell them you have no recollection of an incident and give them the names of any friends/witnesses that will be able to verify they did not witness nor were they told of any injury or complaints. Also, just beause she is claiming injury, doesn't make it so, ask her for the specifics of the claim, including medical records and any statements of the alleged event and injuries?
If you are uninsured, consult a lawyer from the AVVO list!
Report the potential claim to your homeowners or renters insurance carrier immediately. Let your carrier handle responding to the letter. If your ex roommate should assert a claim, your insurance carrier will handle it for you. Also, if your ex roommate files a lawsuit, your insurance carrier will then provide an attorney to represent you.
Get free answers from experienced attorneys.
21,324 answers this week
2,421 attorneys answering
Don't speak legalese? We define thousands of terms in plain English.Browse our legal dictionary