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Social security long term disability payments are being lowered under MN state law what are my rights to appeal this decision

I recieve SSDI and long term disability from a prev. employer insurance. In Jan SSDI gave a couple of percent cost of living increase, Now the insurance company has contacted me and says they are going to decrease my monthly payment by the same amout as the SSDI increase and retro it back to Jan. Can they do this?

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Attorney answers (1)

Reputation Level 10
They probably can. This is not a matter of the Social Security Administration lowering your monthly check, but rather your private long term disability carrier. You will have to either read your contract or contact your former job's benefit office. You can then tell what they can and can not do, and what rights you have. From personal experience as an attorney, they generally can adjust your payments downward about the increase in Social Security, and you have very little recourse. But eadh LTD policy/insurance company is different, so you must check with them (either directly or through your benefits office) to find out this information.
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