Social Security: SSD/SSI

You question is not clear. Federal law makes your Social Security benefits exempt from levy, garnishment, assignment by regular creditors and from the trustee in bankruptcy.

I am not licensed in Idaho -- there is federal case law that social security proceeds are exempt, but I do not believe that the items bought with social security funds are exempt. You may wish to check with your state laws and find out what the exemptions are under Idaho law that creditors cannot seize. For most of our clients in Illinois, the exemptions are quite generous and personal property is not going to be seized by a creditor.

Wages are often seized by creditors and many creditors record judgment liens against real property -- these can become problems for individuals when they sell a home or attempt to purchase a home.