My husband and I have a small business - we took out a 2nd on our house to purchase the business in 2006. The business is not making any profit and we are slowly going under.
We have about 100k in credit card debt, a note to the previous owner for $4,625.00, and a first and 2nd mortgage on our house. We both are working 2nd jobs to try and get out from under this – but are not making any headway. As of this month everything is current but do not think this will last the next month. Should we be looking into c7 or c13 and is there anyway we can keep our house?