Typically if an injury occurs on your property because of an unsafe condition that you caused or maintained, your insurance coverage would kick in. If it was the driver's negligence, the driver's insurance would kick in. I would submit the claim to both and let them work it out.
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First, see what the police report states. This may show if there was a violation. Second, call your insurance and see what the say. Typically the insurance companies will work it out. The best course of action is to consult with a lawyer in your area.
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I have to agree with attorney Patrick in this case. However, it is up to the plaintiff and her attorney to decide how to go about it. Your notify your house insurance of this incident and then wait and see what happens. Best of luck.
This answer is provided by Manuel A. Juarez, Esq., El Abogado de Accidentes de Autos de California: 510-206-4492. El Abogado de Accidentes de Autos provides answers of a general context. These answers are not intended to form an attorney client relationship. El abogado de Accidentes de Autos y Lesiones Personales is licensed only in California. This information is good only in California and it is not to be taken as legal advice on car accidents, personal injury, divorce, bankruptcy or in any other type of situation. Esta respuesta es del Abogado de Accidentes de Autos y Lesiones Personales de Acidentes de carros, Manuel A. Juárez, 510-206-4492. Abogado Hispano de Accidentes, Divorcios, Abogado Latino de Accidentes, y Abogado de Acidentes de Oakland, Hayward, San Francisco, y California. Estas respuesta son solo para información general y no consisten en consejo legal sobre divorcios, mantención de esposas, mantención de hijos o bancarrotas. Las respuestas son comentarios legales que no forman una relación de abogado y cliente. Manuel Juarez, Esq., esta licenciado solo en el Estado de California.
Chances are the victim's car insurance will pay for her medical bills up to the limits of her coverage. I do recommend that you contact your homeowners insurance carrier and advise them of this incident. Homeowners insurance does not cover car accidents, but this may be a combination of your heated driveway (a property or home related claim) and her car. Let your homeowners insurance carrier sort it out. If you fail to tell them about it, you may jeopardize your homeowners insurance if you need it for this claim.
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