When I was stopping on red light, a car crashed to my car. I immediately felt very painful in my lower back and couldn’t move at all. The doctor suggested to take 3-week physical therapy and acupuncture treatment. After 3-week treatment, I wasn’t fully recovered, and then a 2-week extended treatment followed. I also had my car damage estimation $1240.57. Allstate Indemnity Company sent their inspector to check my car damage, and left behind an estimate of $364.44, saying that they can only cover part of the damage on the rare bumper since there were some previous damages on it. The so-called “previous damages” are some screw marks from other vehicles’ license planes. Then, they send me a check of $300, saying that since the car damage was so minor, there couldn’t be any bodily injuries.