Should I respond to a claim letter?

Asked over 1 year ago - Mount Laurel, NJ

I had an accident involving damage to other party's and my vehicle. I got a letter from the other party's agency asking for my insurance details. The letter stated that "As per our investigation it appears that you are at fault... we need your insurance details..."

Should I provide them with the insurance details? The police report any way has this information. Please advise.

Attorney answers (9)

  1. Jeffrey Mark Adams

    Contributor Level 20

    11

    Lawyers agree

    1

    Answered . Turn the letter over to your insurer asap!

    Personal injury cases only; I'm good at it; you be the Judge! All information provided is for informational and... more
  2. Robert W Rubinstein

    Contributor Level 11

    9

    Lawyers agree

    1

    Answered . You should send the letter to your insurance company and let them handle the matter. Failure to notify your insurance company can result in its denying coverage to you.

    This response is NOT legal advice and does NOT create an attorney-client relationship. For more information on our... more
  3. Dean P Murray

    Contributor Level 18

    7

    Lawyers agree

    Answered . Forward the correspondence to your insurance carrier.

    IMPORTANT: Mr. Murray's response is NOT legal advice and does NOT create an attorney-client relationship. You... more
  4. Christian K. Lassen II

    Pro

    Contributor Level 20

    6

    Lawyers agree

    Answered . Turn it over to your insurance company to resolve.

  5. Matthew C Simon

    Pro

    Contributor Level 18

    4

    Lawyers agree

    Answered . I agree with my colleagues. Don't even deal with them. Advise your insurance company and let them handle it. Good luck.

    The above is general information only and is not legal advice. The information provided does not form an attorney-... more
  6. Sheryl Alyce Traum

    Pro

    Contributor Level 7

    4

    Lawyers agree

    Answered . I agree with the other responses. I also wanted to add that the frequently heard cautionary statement "anything you say can be used against you" may apply to statements you make to other people about this car accident. What you say to others can be treated as "Party Admissions" and even though you may not think you are making an "admission" against your own interest, other people may later try to use your own words against you. Better to get this letter to your insurance carrier right away and let them deal with it. That's what they are there for, and the claims professionals are usually quite experienced in dealing with situations like this.

    Every legal dispute has its own particular facts and law applicable to it. The comment given above is based on... more
  7. William West Seegmiller

    Contributor Level 10

    4

    Lawyers agree

    Answered . Of course they are going to say you are at fault because they don't want to pay. Let YOUR insurance company handle this. That's why you paid them. Make sure you have reported the accident to them. Good luck.

  8. C. Andrew Campbell

    Contributor Level 15

    4

    Lawyers agree

    Answered . Turn the demand over to your insurance carrier and let them deal with the demand. Your insurance carrier will likely contact the other insurance.

    This information is provided for general informational purposes and is not intended as legal advice. An attorney... more
  9. David A. Papa

    Contributor Level 16

    4

    Lawyers agree

    Answered . I agree with the other attorney's Contact your insurance company and allow them to both assist you in your response and/ or provide you with an attorney.

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