I am a 23 year old and engaged my problem is I have two cars equaling a debt of 40,000 and credit card debt of 7,000 totaling nearly 50,000 in debt, all this because of family business closing. It is too late they are trying to repo the cars because I've tried to sell and kept putting the bank and collections off in hopes of someone buying. I have no clue what I should do? Totally lost and desperate. Some people have said go bankrupt, I don't know what I should do?
