My grandmother passed in 2006. She willed her home to my mom. My grandmother had a reversible mortgage. We wanted to save the home but no one was able to obtain a new loan to pay it off except me. My mom gifted the house to me (via attorney). I purchased the home 12/06 & then refi in 8/07. By 12/07 I wasn't able to make the payment bymyself. In 2008 I tried to sell the home. I had several buyers but when the title work was done my grandmothers name was still on the title and mine wasn't. Also there was a lien on the home in my uncles name from 5+ years prior to my grandmothers passing. Unfortunately the house was foreclosed and my credit is ruined. I don't understand how I was able to purchased and refi a home that wasn't in my name and had a lien on it. Is there anything i can do?
