Should I disclose my insurance coverage limits to the other driver's attorney?

You should not answer the other party's attorney, let your insurance company know what is going on, they are obligated to provide a defense for you.

The other party's lawyer wants to know your policy limits so he can make a demand for that money. Don't talk to the other party's lawyer for any reason, including giving them a statement of what happened. Instead, refer them to your insurer, who is obligated to defend you by hiring counsel for you (and for themselves if they think they need it).

Disclaimer: Please note that this answer does not constitute legal advice, and should not be relied on, since each state has different laws, each situation is fact specific, and it is impossible to evaluate a legal problem without a comprehensive consultation and review of all the facts and documents at issue. This answer does not create an attorney-client relationship.

Mr. Levy and Ms. Koslyn have steered you straight. Another warning though: Be careful who it is who calls you. Some investigators will rush questions or make vague implications that they might be from YOUR insurance company. Before you answer questions for anyone, be sure what company they are from, who they represent and get names and phone numbers. It's good to check with your own insurance adjuster first if you are in doubt. And no, NEVER reveal your own coverage limits. And your insurance company will discount their claim for the other driver's share of the fault.

If the amount of the claim is over your own policy limits, you might consider hiring your own private lawyer to oversee the claim process to be sure that the insurer is putting your rights and protection first in order of priority, not their own interests.

Good luck.

I would suggest that you disclose your policy limits through your insurance carrier. If you fail to disclose your limits and keep the plaintiff's attorney guessing, you are inviting him to file suit, at which time he will definitely learn of your limits through the discovery process.

Legal Disclaimer:

Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to insure proper advice is received.