The filing fee to file a ch 7 is $300.00. The attorney fee varies from attorney to attorney. The issues to consider when deciding whether or not to file bankruptcy are the extent of the debt, the debtors ability to realistically pay the debt off, the debtors income, the debtors assets, etc. Please feel free to call my office to discuss this in more detail and/or to set up a free consultation.
A Chapter 7 does not dismiss all types of judgments against a defendant. I would need to know what type of judgment was entered against you. You also stated that the judgment was entered while you were out of state. You may have grounds to contest the actual judgment since most likely a default judgment was entered against you. Finally, the filing fees for a Chapter 7 bankruptcy is $299.00. You (or any other potential debtor) should not consider filing any bankruptcy without the assistance of an experienced bankruptcy attorney. Since you have a few issues that need to be addressed you should consult with an attorney for proper guidance.
