Asked about 1 year ago - Corona, CA
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I abandoned my home and moved out of state (to CA)but I gave a forwarding address because I was not hiding or anything.
But now I am served with home foreclosure papers. They require an answer.
What should I answer? What will happen?
The banks refused to work with us when we tried to work it out. So I let them have the home. What should I reply and do I need a lawyer now? Help! thanks for any input.
Whenever you are being sued, rightly or wrongly, you should involve yourself in the proceedings. If you are not represented, the court will accept the other side's allegations as true, and nothing good can come out to that.
I always recommend you get the best legal help you can - if you can't afford good help, get some free help - but get some help, it is that IMPORTANT.
I hope this helps.
Respectfully,
Steven A. Leahy
www.chicagotaxteam.com
As the other attorneys mentioned, you could hire a foreclosure attorney in the state where the property is located. Speak with that attorney about your goals regarding the property. Even though you are no longer interested in the property, I'm sure you are still interested in not having a deficiency judgment entered against you after the foreclosure is complete. Even if the bank has refused to work with you thus far, it is worth asking if they'll accept a deed in lieu of foreclosure or a consent foreclosure. It is possible to send such a request yourself, without the assistance of an attorney, but I would not recommend it.
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