How far back to they look for things when you file Chapter 7? For example, if we pulled $8k off a credit card to live on while my husband is laid off (he gets laid off in the fall), would we be able to file Chapter 7 now or maybe next summer and have it not be a problem that we took the money? If not.. how long would we have to wait?
We did not do it as a cash advance, but rather with a check they gave us for balance transfers. We did not do it to go buy luxury items, we need to make it through the layoff and this is the only way we could think of how to do it. How long before it is not an issue (if it even is one)?
