I had a no fault accident in Jan 09. Other car did a "P.I.T. maneuver" on my car while trying to change lanes. Car repair was $2500, Medical was $2600 (about 3 months w/chiropractor). Both of these balances have already been taken care of by both insurance companies. I was unemployed at the time of the accident and treatments, so I did not factor loss wages. The settlement amount for pain/suffering that was first offered was $3800. After a brief conversation, they then offered an additional $500. I've received the release form, but have not signed it because I still feel it's on the low end. Is it? Is it wise to renegotiate with them again? Thanks in advance!