I had a short-term university loan that was opened in Jan 1992. It was due 3/1992 and reported 90 days late in 6/1992. (not federal or perkins) It fell off my credit report 7 yrs later in 1999.
I enrolled in Graduate School and the university would not release my transcript until I paid the 1992 debt of 519. I made the payment 5/2006 and they are now reporting this 17 yr old loan as 90 days late, with a last date of activity as 5/2006. How is it that they can re-age a debt that fell off in 1999? What can I do to get it removed from my 3 credit reports?
