CAN AN INHOUSE DEBT COLLECTOR ( FROM DISCOVER) MAKE THE FOLLOWING STATEMENT LEGALLY TO A OHIO RESIDENT, IF NOT, WHICH OHIO STATE or FEDERAL LAW PROHIBITS SUCH BEHAVIOR: REP STATED : if DEBTOR settles an account without dealing with Discover directly himself, she (Discover) will still have the power to garnish/lien/levy for the balance not re-couped by Discover in the settlement.
THE ACCOUNT IS AN INHOUSE ACCOUNT.....,SUBSEQUENTLY I DON'T BELIEVE THE REP IS GOVERNED BY THE FDCPA .......
Family Law Attorney
You are correct that the FDCPA does not apply to employees of the original creditor (Discover). But, I'm also not clear what you believe is misleading about what was said - I read what was said as meaning that if you negotiate some kind of deal down the line, Discover expects to be paid in full.
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Estate Planning Attorney
I agree with Mr. Corbin, what part of the statement is misleading? It sounds as though they are referring to utilizing legal tools available, beginning with a lawsuit and culminating with various judgment enforcement methods.
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