RE : IN HOUSE DEBT COLLECTOR MAKING FALSE MISLEADING STATEMENT TO garnish/lien/levy IN THE STATE OF OHIO.

Asked almost 2 years ago - 44077

CAN AN INHOUSE DEBT COLLECTOR ( FROM DISCOVER) MAKE THE FOLLOWING STATEMENT LEGALLY TO A OHIO RESIDENT, IF NOT, WHICH OHIO STATE or FEDERAL LAW PROHIBITS SUCH BEHAVIOR: REP STATED : if DEBTOR settles an account without dealing with Discover directly himself, she (Discover) will still have the power to garnish/lien/levy for the balance not re-couped by Discover in the settlement.

THE ACCOUNT IS AN INHOUSE ACCOUNT.....,SUBSEQUENTLY I DON'T BELIEVE THE REP IS GOVERNED BY THE FDCPA .......

Attorney answers (2)

  1. Michael J Corbin

    Contributor Level 20

    2

    Lawyers agree

    Answered . You are correct that the FDCPA does not apply to employees of the original creditor (Discover). But, I'm also not clear what you believe is misleading about what was said - I read what was said as meaning that if you negotiate some kind of deal down the line, Discover expects to be paid in full.

    We can be reached at 507.334.0155 (Toll Free: 888.777.5009). Our web address is: www. corbin-law-office.com.... more
  2. Eric Jerome Gold

    Pro

    Contributor Level 19

    1

    Lawyer agrees

    Answered . I agree with Mr. Corbin, what part of the statement is misleading? It sounds as though they are referring to utilizing legal tools available, beginning with a lawsuit and culminating with various judgment enforcement methods.

    ** LEGAL DISCLAIMER ** My response above is not legal advice and it does not establish an attoreny-client... more

Can't find what you're looking for? Ask a Lawyer

Get free answers from experienced attorneys.

 

Ask now

26,525 answers this week

3,030 attorneys answering

Ask a Lawyer

Get answers from top-rated lawyers.

  • It's FREE
  • It's easy
  • It's anonymous

26,525 answers this week

3,030 attorneys answering