Very hard to answer this with the information you provided. If this is such a majuro decision you should contact a personal injury attorney who specializes in workers comp law. I wish you luck in finding an answer.
As you indicate this is a life decision so you would be foolish not to consult with a local workers' compensation attorney to make sure you get fair compensation when the right time comes to resolve your case.
In seeking an attorney on this site, beware of limiting your search to attorneys with a 10 rating, and carefully read the AVVO disclaimer regarding their rating system. There are certain factors that are given great weight which do not necessarily have any bearing on an attorney's experience, abilities, and results with certain types of cases. Accordingly, the rating numbers can be misleading. Also beware of basing your choice on the fee charged, as a low fee, depending on the skill, experience and determination of the specific attorney handling your case, could actually have an inverse relationship to the amount actually put in your pocket.
None of us on this site can tell you whether the expected 6 figure settlement is too high, too low, or just right. We don't have enough information. We don't know whether you can ever work again, whether you can work but not in the same field, what permanent disability you have sustained as a result of the work injury, etc.
Also, 6 figures can be $100,000 or $200,000 or $300,000. 6 figures alone doesn't tell us much about the number. Even if you gave a specific number, we still couldn't tell you whether it is sufficient b/c we do not have enough information.
If you have an attorney, you should ask your attorney. If you are unrepresented, you should consult with an experienced work comp attorney.
The information you obtain at this site is not, nor is it intended to be, legal advice. The information provided does not form an attorney-client relationship, and should not be relied upon to take or refrain from taking any action.
Definitely speak to an attorney with a workers compensation practice. The value of a back injury is based on earnings, average wages, degree of disability and other factors -- it is different than a lawsuit where you use everything stated to come up with a 'value'. Good luck!
EVERY case is different. The answers provided here are general and not related to the specifc facts of your case. I am not your attorney and if necessary you should seek legal counsel. This answer is NOT to be considered legal advice and there is NO attorney client relationship implied from this answer.
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