I am currently involved in a magazine subscription through a reader's service that I purchased over the phone some years ago. They have recently called me to notify me that I have about 3 more years worth of payments and when I said I wanted to cancel, they told that it was not possible because they have prepaid the subscriptions. I do not want these magazines nor can I afford them due to the economy and me losing my job. They seem unwilling to cancel the contract and now i am stuck witht he payments. Under NY law, are verbal contracts enforceable or is there any way I can get out of this contract? Any feedback would help.