Note Endorsement: A board certified forensic document examiner inspected my court file, including the original note and mortgage

Asked about 2 years ago - Orlando, FL

Note Endorsement: A board certified forensic document examiner inspected my court file, including the original note and mortgage. He certified by way of an affidavit, & possibly to testify, that the blank endorsement was STAMPED after issuance of summons. There was no written signature, by a VP of a bank that closed 8 months prior to issuance of summons. The note attached to the summons was not endorsed. Three filings made in the case had minor changes that altered the note. The plaintiff's attorneys are renowned for robo-signing, even in these days, and had numerous Fraud on the Court judgments against them. With this information, together with 14 other major problems including strong Federal and State evidential exhibits, what are my chances in a Motion to Dismiss for Fraud on the Court?

Additional information

I am still to file two motions, Motion for Re-Consideration and Motion to Delete and Submit Further Interrogatories prior to the one mentioned above. The above should have read " STAMPED with no written signature...". Thank you for your great answers. I am humbled by your help and concern in helping me and my young family, together with the People of America and the World at large, to maneuver through all this greed, fraud and corruption in the banking, financial and governmental institutions. May God Bless You All.

Attorney answers (3)

  1. Esmond Jude Lewis

    Contributor Level 9


    Lawyers agree

    Answered . You do not have good chances of success at a Motion to Dismiss under the circumstances. A Motion to Dismiss tests the sufficiency of the pleadings. The Court is supposed to accept as true any well-pleaded allegations in the complaint. If there is a dispute about facts, those would have to be resolved at either a Motion for Summary Judgment (after discovery is completed) or after trial.

    Affidavits and other evidence that are outside of the pleadings (the Complaint and/or the Answer) are not permitted to be considered on a motion to dismiss. You can and should develop your case further through discovery, request for documents, interrogatories, request for admissions, deposition testimony. After this is completed you can notice the case as being ready for trial or file a motion for summary judgment if there are no disputed issues of fact.

    This is a great time to hire a competent attorney to address these issues for you, because the rules of civil procedure and evidence will either be your friend or your foe.

    While the information provided may deal with legal issues, it does not constitute legal advice. If you have... more
  2. Jeffrey Alan Klein


    Contributor Level 13


    Lawyers agree


    Answered . How could your expert possibly know that the original note was endorsed after the summons was issued? Did he reach this conclusion because the copy of the note attached to the original complaint did not have the blank endorsement of the later-filed original promissory note? Using a scanned copy of the original promissory note without endorsements as an exhibit to a complaint is sloppy paperwork and used to be common practice, and it may give rise to legitimate defenses, but fraud on the court is not one of them. You may be surprised at how unimpressed your trial court judge is with your expert's affidavit when it comes before the court. If the original note has been filed a summary judgment hearing is probably coming up shortly.

    Contact experienced foreclosure defense counsel to help you defend your case and guide you to your best outcome while you still have time.

  3. Gerald Solomon

    Contributor Level 5


    Lawyers agree

    Answered . Believe it or not, it is OK to stamp an endorsement. But the person using the stamp must be the person on the stamp, and how you would prove otherwise is beyond me.
    Fraud on the court is a special animal and is generally applied where the perpetrator used fraudulent means to acquire jurisdiction of the court or prevent a fair hearing in acquiring the jurisdiction. The fraud is on the court, not you.
    You need an attorney and should have had one before you had the documents examined. There is more to this case then you have explained in your post and the only legitimate direction that anyone can give you is to hire a competent attorney. You should strategize this case with a realistic end goal and an exit strategy, if necessary.
    Good luck,
    Jerry Solomon, Esq.
    Law Office of Gerald Solomon, PA

    By answering this question I am not becoming your attorney, nor am I tendering legal advice. Foreclosure cases... more

Related Topics


There are different types of debt, but all involve one person (the debtor) owing money to another (the creditor). Terms of repayment are governed by a contract.

Property foreclosure

If you miss too many mortgage payments, your lender can start foreclosure proceedings to take ownership of the property, but it has to follow your state's laws.

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