Are there any circumstances in which a consumer can get a refund of non-refundable payments? The cost of the seminar has been paid in full by credit card payments more than a month before the seminar as required. Recently the instructor has tried to recruit me to join a multi-level marketing company. I now question her ethics and credibility. I want no further contact with this person so I will not be attending the seminar. Also, her assistant distributed my personal e-mail address to other prospective students without my consent.
