New job offer - Can they check/use my credit info in decision process?

Asked over 1 year ago - Sacramento, CA

I recently received an offer of employment in a non-managerial financial analyst role at a professional services firm (not a bank or financial institution). They required I sign and agree to a "consumer report" which may contain credit information, etc., however I understand that California law limits how consumers' credit information can be used for employment purposes. The report will be provided by LexisNexis. I have no criminal history or public records and recently passed a background check however I am concerned that my credit history and/or student loan debt may have a negative impact on my job offer.

I got the offer through a recruiter, after four rounds of interviews as well as a professional reference check. What information can they use, given the nature of the position?

Attorney answers (1)

  1. Neil Pedersen

    Contributor Level 20

    Answered . For a good treatment of this issue, please see the following link:

    http://www.smartcredit.com/blog/2011/11/02/cali...

    Good luck to you.

    This answer should not be construed to create any attorney-client relationship. Such a relationship can be formed... more

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